Most lenders charge fees to refinance a loan. So, if you plan to only stay in the property for a couple of years, your monthly savings may not accumulate to recoup these costs. Example: A lender charged $1,000 to refinance your loan that resulted in saving you $50 each month; it would take 20-months to recoup your initial costs. Some lenders will charge a slightly higher than average interest rate on refinance loans, but will waive all costs associated with the loan. This will depend on the interest rate on your current loan.
Since 1996 we are trusted advisors regarding your home loan or rental properties. We go the extra mile for all clients! Apply now.
Phone: (805) 419-9097
2150 Pickwick Dr. Suite 1716
Camarillo, CA 93011
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