Our goal is to provide residential loans to non bankable  clients while providing the fastest closing times, lowest  rates and closing costs possible. We lend nationally especially to real estate investors that are rehabbing or seeking to acquire long and short term rental loans with no income or employment documentation. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Our mission is to serve with integrity, honesty, and competence. 

Since 1996 we have originated loans for hundreds of clients. We are a boutique one stop shop, mortgage brokerage conventional lending in California and throughout 40 states for investors.

  • Bank Statement Programs for Self Employed (No tax Returns) 

  • First Time Homebuyers with Zero to 3% Down

  • No Cost / Zero Cost Refinances
  • Appraisal waiver with 20% down payment purchases (restrictions apply)
  • Purchase / Cash Out Investment Properties in an LLC

  • Eash Qualifying DSCR (No income or employment) for RENTAL investors

  • Foreign National (No social security card, no income verification) 

                                         (805) 419-9097 or info@afloans.mortgage

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